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Checklist before starting your credit application

Please make sure you have the following documents ready:

  • IBAN of your business bank account
  • Financing purpose (short description of how the funds will be used)
  • ID / passport of authorized signatories
  • ID / passport of beneficial owners (every natural person with an ownership stake of ≥25%)
  • Residence permit if applicable (when required for the person’s residence status)
  • Financial statements for the last 2 years
  • Bank account statements for the last 3 months

Additionally, depending on the legal structure:

These documents are required for your credit request - depending on legal form:

  • ID or passport Authorized signatory / beneficial owner
  • Annual financial statements last 2 years
  • Bank account statements last 3 months
  • Latest tax return for sole proprietorship
As a partner of Kamuno you have access to the partner portal. If not, request access directly from Kamuno support.
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Partnerportal offnen: portal.kamuno.ch

entraID auswahlen

Select email address (Microsoft account)

Verifikationscode eingeben

Start a new request

Create a new credit request

Overview of active requests

Review the status of ongoing requests

Overview of completed requests

See requests that have already been processed

Before starting, make sure your client meets the following criteria:

Provide the contact details of your client.

The contact person must be an authorized signatory of the company (for data protection reasons).

Enter the company and contact details and confirm that you are authorized to use the customer’s data for the credit application (checkbox in the portal).

Next step

After clicking Continue, an email is sent to the contact person to:

  • Start the registration process
  • Accept the General Terms and Conditions

This step can also be completed later if your client needs to provide additional information during the request process.

Kontakt Zeichnungsberechtigter form with highlighted input section

Enter the amount you want to request.

Estimated limit

The amount shown earlier is only an estimate. Your final approved amount can be higher than that estimate.

Provide details about how the requested credit limit will be used and about the business activity.

Financing purpose

Describe in a few sentences what the credit will be used for.

Example: "Working capital to manage cash flow and finance inventory purchases."

Business activity

Describe the company's activity, offering, and target customers.

Example: "We are a wholesale distributor of food products serving restaurants and small retailers in Switzerland."

Please enter the persons who are authorized to sign on behalf of the company and who will sign the credit line agreement.

Import authorized signatories from the commercial register
or
Add people manually

If joint signature authorization applies, provide the details of two authorized signatories.

The following steps must be completed by the client to continue the request.

  1. 1

    Open the email and click “Login”

    The client receives an email from Kamuno with access to the portal.

  2. 2

    Log in to the portal

    Use email address and one-time password.

  3. 3

    Accept the General Terms and Conditions

  4. 4

    Set a new password

  5. 5

    Verify the account via email

Important

For regulatory reasons, this step must be completed directly by the client.

Outcome

Once completed, you will be notified by email and can continue the request process.

The client must complete the “Owner Confirmation” in the portal.

Forms A and K are completed in the portal only after both the login/onboarding flow and the Owner Confirmation step are finished.

Forms

Form A

Identification of the beneficial owner (sole proprietorship)

Form K

Identification of the controlling owner (GmbH / AG)

Important

The beneficial owner or controlling person must be a natural person.

In case of multi-tier ownership structures or group affiliations, the natural persons behind them must be declared.

Everyone with an ownership stake of 25% or more must be declared.

These are the documents required to submit the request, depending on the company type.

Single owner

  • ID / Passport

    Authorized signatory

  • ID / Passport

    Beneficial owner

  • Residence permit

    Beneficial owner

  • Annual financial statements

    Last 2 years

  • Bank statements

    Last 3 months

  • Tax return

    Last completed year

  • Debt enforcement register extractOptional

    Max. 1 month old

Almost there... 🙂

All details and uploaded documents can be reviewed and adjusted before submission.

Important

Once the request is sent, no changes can be made.

Your request has been successfully submitted.

Next steps

  • You can track the status of the request at any time in the overview.

    Overview of active requests

    Review the status of ongoing requests

  • Your client will receive a confirmation email.
  • The email includes the next steps in the approval process.

You're all set. We'll keep you updated as the request progresses.

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